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If you're going to make use of a small-cap index like the Russell 2000, you could wish to pause and consider why a great index fund company, like Vanguard, doesn't have any funds that follow it. The factor is because it's a poor index.
I have not also dealt with the straw male here yet, which is the truth that it is relatively uncommon that you in fact need to pay either tax obligations or considerable commissions to rebalance anyhow. I never have. Most smart capitalists rebalance as high as feasible in their tax-protected accounts. If that isn't quite adequate, very early collectors can rebalance totally using brand-new payments.
And of course, no one should be buying crammed mutual funds, ever. It's really also negative that IULs do not work.
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